Mississippi Rideshare Insurance

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Mississippi drivers currently have three options for rideshare insurance: GEICO, SafeCo, and State Farm.

State Farm

State Farm’s rideshare endorsement extends your coverage limits during period 1, 2 and 3. This means that your personal deductible will be in effect any time you are behind the wheel, no matter which TNC you’re driving for, or which period you’re in. If you have other coverages such as medical, towing and rental car coverage, these too will be in effect while you’re driving for Uber, Lyft, or others.

Recommended Agent

Ryan England – 662.349.1550 – Also serving Metro-Memphis area

GEICO

With a single policy, it doesn’t matter whether you’re “on the clock” or just driving for personal reasons. Eliminate coverage gaps and don’t worry about which policy is primary if you have an accident. Best of all, GEICO’s ridesharing coverage is offered at rates typically much lower than taxi and commercial rates.  Also, Uber, Lyft, or other on-demand service—drivers are not limited to just one transportation network company.

SafeCo

SafeCo, a subsidiary of Liberty Mutual founded in 1923, offers auto, homeowners and liability insurance. They offer an affordable rideshare endorsement as an addon to your existing SafeCo auto insurance policy which covers you during period 1. During periods 2 and 3, you will be insured only through Uber or Lyft.

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