Harry here. Thanks to everyone who joined our Youtube Live event this week; you can find a replay here. One topic we didn’t touch on though was Uber’s new pilot program with cash payments in Colorado. Today, senior RSG contributor John Ince takes a look at that story, a strange Miami heist involving an Uber driver and a new program that allows the public to see more data on ridesharing.
Harry here. It’s hard to keep track of all the lawsuits and legal issues in this industry but today senior RSG contributor John Ince takes a look at a recent employee classification ruling in New York, regulatory issues in Philadelphia and more.
As rideshare drivers, we like to hope that something like this will never happen but there’s no denying the facts. Rideshare drivers are more likely to get into an accident (whether at-fault or not) since they are on the road more than your average driver. Today, RSG contributor Scott Van Maldegiam gives us a first hand account of what happens after you collide with a Chicago taxi driver.
Yes, I had the unpleasant experience of having a minor accident with a Chicago Taxi. I have heard many horror stories, but as I look back on it, it wasn’t so bad. It was a complete hassle but it could have been a lot worse. Here is my experience and the process I went through. I will also recommend what to do should it happen to you.
I was on a single lane street coming up to a T intersection with a stop light at about 11pm on a Friday night. The light was red and I was turning right to pick up a passenger. Yes, I was on ride request so UberX’s insurance was in effect.
The big news over the past couple weeks has been about two CA bills titled AB 2293 and AB 612. There has been a lot of misinformation going around and I think the best way for you to understand the bills and figure out whether you support them or not is to actually read them. Obviously the taxi lobbyists are out there spewing out a lot of misinformation but the TNC’s have their own agendas too.
In my opinion, both sides are severely skewing the real issues at hand and while I think there will ultimately be some sort of compromise I get the feeling that drivers and passengers are ultimately going to be losers in this fight.
You can read the full text of the bills here:
AB 2293: Transportation network companies: insurance coverage – I like this bill because it’s short, simple and easy to read. Not a whole lot of that legal mumbo jumbo that takes a team of lawyers to decipher. This bill is pretty straightforward: it says that the TNC would be forced to provide primary insurance for drivers and insurance coverage would begin the moment a driver logs on to the app thus eliminating the insurance gap. That sounds great for drivers but it could come at a big cost. Since TNC’s are required to provide $1 million in liability insurance when a passenger is in the car, this bill would close ‘the insurance gap’ but it doesn’t reduce the amount of liability required.
The bill doesn’t explicitly state it but it appears that TNC’s would have to carry $1 million in liability during times when you have the app on but no passenger requests. Should you have to pay for commercial style insurance if you’re driving to the grocery store and you have your Lyft app on? I say the commercial type insurance should start once I’ve accepted a ride. And what about the scenario when I have all three apps (Lyft, Uber and Sidecar) on but no passenger requests? There’s a huge overlap there if all three companies are providing primary insurance.
Here’s a sanity check I stole from Beth on the Sidecar Garage: Should your homeowner’s insurance be invalidated the moment you post your home on Airbnb, even if no one ever stays at your home? Should Airbnb pay for 24/7 coverage on your home even if it is never booked, just because you are listed on their site?
I am against AB 2293 but with just a couple minor tweaks I would support it. [Read more…]