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Virginia Uber and Lyft drivers can acquire rideshare-friendly insurance through Erie, GEICO, or State Farm:

State Farm

State Farm’s rideshare endorsement extends your coverage limits during period 1, 2 and 3. This means that your personal deductible will be in effect any time you are behind the wheel, no matter which TNC you’re driving for, or which period you’re in. If you have other coverages such as medical, towing and rental car coverage, these too will be in effect while you’re driving for Uber, Lyft, or others.

Erie Insurance

Erie has been around for 90 years.   They are currently rated A+ (Superior) by A.M. Best.  Erie Insurance ranks highest in customer satisfaction according to the J.D. Power 2015 U.S. Insurance Shopping Study.  This is the third year in a row that Erie has achieved this award.

Erie Rideshare Insurance Expert – Jim O’Brien at 703-838-9624


With a single policy, it doesn’t matter whether you’re “on the clock” or just driving for personal reasons. Eliminate coverage gaps and don’t worry about which policy is primary if you have an accident. Best of all, GEICO’s ridesharing coverage is offered at rates typically much lower than taxi and commercial rates.  Also, Uber, Lyft, or other on-demand service—drivers are not limited to just one transportation network company.

Return back to the main menu: Rideshare Insurance