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8 min read

    8 min read
    3 Cards That Will Get You Cash Back on All Gas Purchases. Gas is a big expense for rideshare drivers, & we at RSG are always looking to save money. Here are the top cards that will reward you for gas purchases. #cashbackcreditcards #cashback #cashbackapps

    For rideshare drivers, it’s easy to look at just your daily earnings every time you drive but it’s just as important to track your expenses and gas is often right at the top!  For today’s post, I brought on travel and gas credit cards expert Daraius Dubash from Million Miles Secrets to share his tips on the top gas cards for drivers that will offer you extra cash back on purchases at the pump. -Harry

    If you’re ready to enroll in a gas credit card, click here to compare your options

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    Best Gas Credit Cards For Uber Drivers

    Did you know using the right gas credit card can help to reduce your gasoline bill?

    With a little business smarts, you can reduce one of your biggest business expenses since there are cards that offer cash back for using them at the pump.

    Gas credit cards

    Gas credit cards

    I’ll show you how to earn cash back on gas or travel rewards with every fill-up!

    Reduce Your Cost at the Pump by Earning Gas Credit Card Rewards

    Lots of folks don’t realize they can earn cash back (or other rewards) for everyday purchases, including gas. Some don’t like the idea of putting a lot of spending on gas credit cards. But if you’re responsible, you can use a gas credit card in conjunction with a gas cash back app like GetUpside and reap all the rewards!

    For example, Harry is using Uber gas credit card rewards to take a trip to Hawaii this week (so don’t e-mail him) and he got a free upgrade to a hotel suite! (I can’t wait to see the photos!)

    So as long as you are able to pay your bill when it’s due, spending on credit cards can open a whole new world of opportunities to you! Your credit score could rise and this can mean benefits like lower interest rates, better insurance rates, and even opportunities to earn rewards that can take you around the world.

    Gas credit cards give excellent rewards-earning opportunities

    Gas credit cards give excellent rewards-earning opportunities

    Rideshare Drivers Qualify for Small Business Credit Cards

    If you drive for Uber or Lyft, you already qualify for a small business card since you are self-employed, and therefore have your own business!

    Having a small business credit card is an easy way to separate your work expenses from your personal spending. That can come in handy during tax time, when you need to report deductions and business costs.

    Of course, you don’t have to apply for a small business credit card. Just a different credit card for each area of life.

    1. Chase Ink Cash

    The Chase Ink Cash is my favorite Uber credit card on this list. That’s because you can redeem the points it earns for cash back or incredible travel opportunities when coupled with other cards.

    The Chase Ink Cash is a great choice for easy cash back because you’ll earn $300 after you spend $3,000 on purchases within the first 3 months of opening the card.

    And you’ll want to keep this card for fuel purchases because you’ll earn 2% back on up to a maximum of $25,000 in combined spending on gasoline (and restaurants).

    Today Activate 5X Points 5 Cash Back At Restaurants Wholesale Clubs With Chase Freedom

    The Chase Ink Cash Is Good for More Than Just Gasoline – You’ll Get Double Points at Restaurants, Too!

    That 2% back is automatic. You don’t have to enroll or anything like that.

    But you can enroll (for free) in Visa Savings Edge to save an additional 1% at Chevron and Texaco.

    I also like that there is no annual fee so the card is free to keep. And keeping a card open long-term while always paying on time can increase your credit score.

    It’s easy to get your cash back, and you don’t have to wait a long time to redeem it! You can redeem your rewards as soon as you collect $20 worth! You can click to get a statement credit on your card, or get the money directly deposited to most US checking and savings accounts.

    New AMEX Offer Save Money Or Earn Bonus Points Paying Your Cell Phone Bill Targeted

    Use the Chase Ink Cash to Put Money Back in Your Pocket!

    So with this card, you’ll get:

    • 30,000 Chase Ultimate Rewards points (equivalent to $300 cash back) after you spend $3,000 on purchases in the first 3 months from account opening
    • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
    • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
    • No annual fee

    The Chase Ink Cash is a small business card, so the application process will be different from personal applications. If you don’t have a legal business name, you can apply as a sole proprietor and give your social security number as the tax identification number.

    You might also do well with the 5% cash back you’ll earn when you pay your phone, internet, and cable TV bills. You can read my full review of the card here.

    Folks on various forums have reported being approved for this card with credit scores of 600+.

    2. AMEX Blue Cash Cards

    There are two options for Blue Cash Cards: Blue Cash Everyday® Card from American Express and Blue Cash Preferred® Card from American Express.

    The AMEX Blue Cash cards both have a solid rewards earning rates.

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    Use Your Cash Back to Reduce the Cost of Gas, or Save the Money for a Vacation Far Away From the Bustling Streets

    With the Blue Cash Everyday® Card from American Express, you’ll get:

    • $100 back as a statement credit after spending $1,000 on purchases within the 1st 3 months of opening your account
    • 3% cash back at U.S. supermarkets up to $6,000 per year, then 1%
    • 2% cash back at U.S. gas stations
    • 1% on other purchases
    • No annual fee
    • Terms & Conditions apply

    And the Blue Cash Preferred® Card from American Express comes with:

    • $150 back as a statement credit after spending $1,000 on purchases within the 1st 3 months of opening your account
    • 6% cash back at U.S. supermarkets up to $6,000 per year, then 1%
    • 3% cash back at U.S. gas stations
    • 1% on other purchases
    • $95 annual fee
    • Terms & Conditions apply

    With both of these cards, you can buy gasoline gift cards at supermarkets to indirectly get even more cash back! You can potentially get 6% back on gas this way, up to $6,000 per year. That’s huge savings!

    Buy Gasoline Gift Cards From Supermarkets With Your AMEX Blue Cash Credit Card for Increased Rewards

    Buy Gasoline Gift Cards From Supermarkets With Your AMEX Blue Cash Credit Card for Increased Rewards

    An added benefit of AMEX credit cards is that you can register each card for AMEX Offers to save even more money on everyday purchases!

    You will need at least $25 in rewards to redeem cash back.

    American Express small business cards are relatively easy to be approved for. When you fill out the application as a sole proprietor, give your social security number as the tax identification number. Here’s how to apply for an AMEX small business card.

    Folks on various forums have reported being approved for this card with credit scores of 680+.

    3. US Bank Business Edge Cash Credit Card

    The US Bank Business Edge Cash is a powerful credit card to use at the gas station because of its 3% cash back on fuel.

    It also comes with a $150 sign-up bonus after you make purchases totaling $500 in the first 90 days! And there’s no annual fee.

    You will also receive a 25% bonus on any cash back you’ve earned each year (up to $250). This means you’re earning even more than 3% at the pump (3% X 25% annual bonus = 3.75%).

    With this card, you’ll get:

    • $150 after you spend $500 within 90 days
    • Annual bonus equal to 25% of your prior year’s Cash Rewards, up to a maximum of $250
    • No annual fee

    Take Your Rewards-Earning to the Next Level!

    Because your work in the rideshare world is considered a small business, you’ll likely qualify for lots of lucrative small business gas credit cards. Some cards even have sign-up bonuses worth $700 to $800 in cash!

    Check out my list of the best gas credit cards here!

    But remember, your credit score is very important, so don’t get started with credit cards if you won’t pay your balance in full each month. But as long as you do, your credit score should rise because banks will see that you can handle credit responsibly.

    Harry and I have applied for many credit cards through the years and we still have excellent credit.

    Bottom Line

    Uber and Lyft drivers who spend a lot on gasoline have several options for reducing costs at the pump! My top recommendations are:

    • Chase Ink Cash – $300 sign-up bonus
    • AMEX Blue Cash Credit Cards – $100 or $150 sign-up bonus
    • US Bank Business Edge Cash – $150 sign-up bonus

    With these gas credit cards, it’s possible to get between 2% and 6% back on gas in addition to the sign-up bonus. That’s a nice reward for something you have to purchase anyway!

    Click here to compare the top gas credit cards

    Click here to compare the best credit cards in general

    Drivers, what gas credit card do you use for all of your gas purchases? And which card seems like the best fit?

    -Harry @ RSG

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    Harry Campbell

    Harry Campbell

    I'm Harry, the owner and founder of The Rideshare Guy Blog and Podcast. I used to be a full-time engineer but now I'm a rideshare blogger! I write about my experience driving for Uber, Lyft, and other services and my goal is to help drivers earn more money by working smarter, not harder.

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