With most regular-wage jobs, and many gig economy apps too, payday is a set day once every week or two. But for DoorDash drivers, payday can be any day that you choose if you select DoorDash Fast Pay as your payment method.
With Fast Pay, you can cash out much sooner from the Dasher app and get access to your funds within the same day. While it’s a popular payment method, there are pros and cons to using the instant cash-out feature. For example, it’s not open to brand-new Dashers who have just signed up for the delivery service.
This article will cover how to cash out on DoorDash and answer some of the most common questions that dashers have about cashing out earnings.
3 Ways to Cash Out on DoorDash
Dashers can receive their pay through Direct Deposit, FastPay, or DasherDirect. With each option, there are some basic rules to know.
1. Weekly Direct Deposit
Direct Deposit pay service is open to all DoorDash drivers. Funds are deposited to your linked account once a week.
Here, you are paid for all deliveries you’ve completed Monday through Sunday (ending at midnight) of the previous week. Payments are transferred to your bank account (on Monday early morning), and funds are usually available within 2-3 business days.
If a Federal holiday falls on a Monday, you may see a delay in processing time and receive your direct deposit up to one day later.
DoorDash has a flexible range of payment methods you can link to your account for direct deposit:
- Checking account
- Cash App
- Walmart Money Card
- Paypal
- Green Dot Prepaid Visa Debit Card
- Vanilla Reloadable Prepaid Card
2. Fast Pay
Fast Pay gives DoorDash drivers more immediate access to their funds. For a small fee, drivers can cash out all immediate funds on any day of the week.
Transfers are immediate (happening within minutes of submitting your request), but it may take more time for the funds to be available on your linked debit card account. It depends on how fast your bank or financial institution processes the transaction.
One Fast Pay cashout is allowed per day. Through this method, a driver conceivably could cash out their DoorDash earnings every day of the week and receive payment every day of the week (excluding Sunday).
3. DasherDirect
With DasherDirect, earnings are deposited onto a prepaid debit card following each order. You can easily keep track of your money with the mobile app.
The DasherDirect option also offers additional perks like no direct deposit fees and 2% cashback when you use the card for gas purchases.
How Fast Pay Works
Dashers can request this rapid payout method at the end of every Dasher shift, up to once a day.
In order to use this payment feature, Dashers must sign up for the service and meet certain eligibility requirements.
Fast Pay Requirements
DoorDash offers FastPay as a convenience to its dedicated Dashers. Requirements can change, but these were the Door Dasher Support requirements were current as of the date of this article’s publication.
- Have completed a minimum of 25 deliveries
- Actively worked as a Dasher for at least 14 days since getting hired
- Have a debit card on file
For any Dasher, you will have to wait seven (7) days after adding your debit card. During this wait period, DoorDash verifies your banking information. If you change your debit card, then you will need to wait a new seven (7) day period. This can happen even if it’s the same information (i.e., you enter the same payment information for fast pay that you use for regular weekly payments).
Fast Pay Fees
Anyone who meets the Fast Pay cash-out requirements can set up this option for free, but there are fees for using the Fast Pay service.
To receive payment on demand, DoorDash applies a $1.99 fee. This amount will be subtracted from your total cash-out earnings.
This fee, like the fast pay request, is non-reversible. After you tap the button to initiate a fast pay withdrawal, there is no way to cancel it.
How to Set Up Fast Pay
FastPay is primarily available to Dashers in the United States, but it is also offered to some workers in other areas of the globe.
It’s straightforward and easy to set up Fast Pay in your DoorDash account.
- Visit the ‘Earnings’ section of the app and tap the bank icon at the top of the screen.
- Confirm your direct deposit is linked to your personal bank account or the correct debit card.
- Select ‘Fast Pay’ and enter the requested debit card details.
After providing this information, there is a seven-day wait period for DoorDash to verify the card information. Then you should be able to cash out using FastPay.
What If Fast Pay Is Grayed Out?
If the Fast Pay option is grayed out, this means that you are not eligible to use the service. Common reasons this happens:
- You have not been an active Dasher for more than 14 days.
- You have not completed at least 25 deliveries.
- You have not waited at least seven (7) days since signing up for Fast Pay or since updating your payment method.
- You do not live in the United States or another supported geographic area (Canada, Australia).
- Not enough funds in your DoorDash account (amount greater than $1.99) to qualify for a Fast Pay ‘
- Ineligible payment method. You cannot use FastPay with Cash App or reloadable prepaid cards.
Similarly, drivers using DasherDirect for payouts cannot use Fast Pay. However, DasherDirect, a DoorDash payment program, automatically pays drivers “cash after every dash.”
How to Contact DoorDash if Fast Pay Isn’t Working
If our list of tips to troubleshoot your FastPay issue doesn’t help, you can reach out to your bank or follow up directly with DoorDash.
- DoorDash Chat: Access chat support directly in the app. Available 24/7.
- Phone: Call (855) 431-0459. Available 24/7.
- Visit the Dasher Support Center. It contains more in-depth support articles that may help you troubleshoot a more advanced issue.
Fast Pay vs. Direct Deposit
Fast Pay is without a doubt extremely convenient and affordable, charging only a $1.99 fee. But it’s best used only in a pinch. As with direct deposit advances at banks, you don’t want to become dependent on this service and have to continually pay funds advancement fees.
If you used FastPay only 1-3 times a week, that would add up to $103 to $310 a year. And if you used it every day, that’s well over $700. As the small fees add up, it can be death by a thousand cuts. You hustle hard for your money, so why pay DoorDash for your money now instead of waiting for your regular weekly payday?
In an emergency, FastPay is a great option. But for regular paychecks, go with regular Direct Deposit.
Frequently Asked Questions
Here are some of the most common FAQs that readers have about cashing out on DoorDash.
Where is Fast Pay available?
Fast Pay is available to Dashers in the United States, Canada, and most recently, in Australia.
There are different payee requirements with FastPay in non-U.S. countries though. In Australia, Fast Pay is only available with select banks and credit unions. In Canada, Fast Pay is offered only to Dashers with a linked debit card issued by TD Bank, CIBC, Royal Bank of Canada, or Bank of Nova Scotia.
How soon will I get my FastPay earnings in my bank account?
While the transfer itself happens within minutes, it can take up to a few business days for the funds to appear in your account. It all depends on your bank’s processing time.
Why is my FastPay amount different from my total earnings?
Your available FastPay amount includes only completed dashes. After a dash is fully completed and no customer follow-up is required, you should see the total earnings reflected in your FastPay funds.
Can I use FastPay if I don’t have a debit card or bank account?
No, in order to use FastPay you must have a debit card linked to a bank account with a routing and account number.
