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State Farm’s rideshare endorsement extends your coverage limits during period 1, 2 and 3. This means that your personal deductible will be in effect any time you are behind the wheel, no matter which TNC you’re driving for, or which period you’re in. If you have other coverages such as medical, towing and rental car coverage, these too will be in effect while you’re driving for Uber, Lyft, or others.
USAA is a well known financial services company that exclusively serves the military community and their families since 1922. As part of their auto insurance products, USAA now offers a rideshare endorsement that covers Period 1 (app on, but no passenger) and you won’t be dropped for letting them know you are a rideshare driver.
Farmers Insurance was the first to offer a rideshare-friendly policy in the state. With their policy addition, you get coverage during period 1 (app on, but no passenger) and you won’t be dropped for telling them you’re a rideshare driver.
New Jersey Manufacturers Insurance Company (NJM)
NJM Insurance offers Auto & Recreational, Home & Property, Renters, Umbrella, and Workers’ Compensation insurance policies to all New Jersey and Pennsylvania residents. In addition, Commercial Auto policies are offered in New Jersey. Readers have informed us that NJM is subscriber selective and only offers coverage for period one.
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