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How to Handle Rideshare Insurance After a Car Accident With Uber or Lyft

UPDATE: If you’ve recently gotten into an accident while driving for Uber/Lyft, we recommend speaking with Bryant Greening, an attorney at LegalRideshare – (312) 767-2222.  And you can also head over to our new Uber Accident Lawyer page to learn more.

If you’re looking for rideshare insurance, please check out our Uber and Lyft rideshare insurance marketplace.

I get e-mails all the time from drivers who get into accidents while driving for Uber and Lyft and have no idea what to do. Unfortunately, accidents do happen and instead of waiting until it’s too late, I can’t stress how important it is to take a proactive approach and figure out what you need to know ahead of time.  

As with many things in life, it isn’t a matter of “if” but a matter of “when”.  When the time comes and you have an accident while rideshare driving, you will want to be prepared.  You can ignore the risk and pretend that you’re the best driver on the road, but at the end of the day, the more you drive, the more likely it is that you will get into an accident.

What should you do if/when you get into an accident while driving for Uber or Lyft? It can be tough to answer that question in the moment, so I've put together a list of things to be aware of if/when you get into an accident - plus, download the handy checklist so you can be prepared!

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Everyone Is Upset About New Surge and Prime Time. Should They Be?

Recently, we featured a guest post from the perspective of a Chicago driver affected by Lyft’s potential new changes to Prime Time. A lot of of drivers understandably have many questions about Lyft’s new Prime Time, plus Uber’s changes for new surge. Senior RSG contributor Christian Perea tackles those questions, and how new surge/Prime Time may affect drivers, below.

Recently, we featured a guest post from the perspective of a Chicago driver affected by Lyft’s potential new changes to Prime Time. A lot of of drivers understandably have many questions about Lyft’s new Prime Time, plus Uber’s changes for new surge. Senior RSG contributor Christian Perea tackles those questions, and how new surge/Prime Time may affect drivers -

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What’s It Like to Work As A Bird Charger?

The scooter craze, particular Bird scooters, is really heating up – and doesn’t show signs of stopping. Luckily, as a new industry, there are still plenty of opportunities for you to make money as a Charger – if you know what to do. In this article, RSG contributor-at-large Ezra Dubroff covers what it’s like to work as a Bird Charger, what to look for, and opportunities for Bird Chargers.

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Uber Launches a New Panic Button – for Passengers & More

Join us for our June YouTube live on Tuesday June 5 at 5pm PT!  You can subscribe to our Youtube channel here and be sure to turn on notifications (instructions here) so you know when we go live.

We’re getting a panic button! Oh wait, passengers are… plus, the “safety center” may need a little work – in person. All the latest in Uber and Lyft news from senior RSG contributor John Ince, who covers the Uber panic button, a not-so-pleasant encounter at an Uber Hub and more.

We’re getting a panic button! Oh wait, passengers are… plus, the “safety center” may need a little work - in person. All the latest in Uber and Lyft news from senior RSG contributor John Ince, who covers the Uber panic button, a not-so-pleasant encounter at an Uber Hub and more.

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What It’s Like To Be Part of Lyft’s New Prime Time Experiment

Recently, Lyft announced it would be testing a Prime Time beta program for some drivers in Chicago. While not new (Lyft tried this new system in Tampa, FL, and Uber has made changes to its surge pricing), it isn’t until now that we had someone with firsthand experience write about this beta test. Today, we have a guest post from Mark Smithivas about Lyft’s Prime Time beta testing in Chicago.

Do you have a rideshare experience you’d like to share? Reach out and pitch me! You may see it featured here – and you’ll also receive a $50 Amazon gift card if we publish your article.

I’m a part-time rideshare driver in Chicago, IL who has been driving for over a year with 3,000 rides under my belt. When I first started I only drove for Lyft, but added Uber about 4 months ago to augment my earnings. Uber now represents about 85% of my rides now simply because I get more rides and better bonuses on that platform.

Last week, I got an e-mail from Lyft that I was selected to be in a beta test of a new heat map scheme. No details were given on how this new scheme would work, other than a vague promise that it would address some of the issues brought up from previous driver feedback about the current Prime Time maps. Lyft previously tested this new system out in a smaller market (Tampa, Florida) and there was some outcry from drivers there about it.

Basically, the new system deploys a flat-rate bonus instead of a percentage-based multiplier. So instead of seeing a map with 25, 50, or 100% Prime Time, you would now see a map offering anywhere from $5-20 fixed bonus for a particular ride.

I decided to give the trial a fair shot since it sounds like something Lyft wants to eventually roll out nationwide. (Note: Uber has also announced a similar scheme rolling out in selected markets as well).

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