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Your Guide to Insurance Deductibles

A lot of RSG readers have questions about insurance deductibles, including what are they? How much do I have to pay? When do I pay it? Insurance is never clear, so RSG contributor Gabe Ets-Hokin wades into the swamp to try and pull out some answers.

CRUNCH!

It’s a sickening sound, and if you haven’t heard it already, you’re going to hear it someday. It’s the sound of your car physically interacting with something in a dramatically personal and destructive manner. The odds of you making it through your entire rideshare-driving career without hearing it are slender.

Luckily, you’ve got insurance specifically designed for rideshare drivers (you do have insurance specifically designed for rideshare drivers, right? If not, get it now) and it covers you in instances such as this.

insurance deductible

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Bonus Pod: Introducing the Rideshare Dojo!

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Today’s podcast episode is a special “bonus episode” and I have some exciting news for you: we’re launching a new podcast called the Rideshare Dojo! The podcast tagline is ‘by a driver for drivers’ and is meant to be like a water cooler for drivers. In today’s bonus episode, I’m introducing you to a Rideshare Dojo interview Jay conducted with Nathan Daulton, a driver who has a ‘Plan B’ after rideshare driving.

If you’d like to read a transcript of this podcast, please click here.

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Do Rideshare Drivers Need To Get Business Licenses?

In this Throwback Tuesday Classic, RSG contributor Paula Gibbins answers a question many drivers are worried about: do we need business licenses to drive with Uber and Lyft? Many LA Uber drivers recently received a notice from Uber stating they need a business license to operate in the city, which came as a surprise to many drivers. This isn’t the first time this has happened to rideshare drivers. Here’s what all drivers should know about business licenses and rideshare driving.

Update: Since SB 182 passed in California, California drivers now only need one business license to work statewide. Drivers can obtain this business license in the city where they live.

The Case Of San Francisco

The actual language of the letter drivers in SF received was “if you drive on San Francisco streets seven days or more a year and work as an independent contractor rather than an employee of your TNC, you are required to obtain a Business Registration Certificate.” It gave me 30 days to either register for “both the current registration period and the 2016-2017 registration period.” 

Or I could to go to a different website and declare I do not need to register. Now, it gives you 15 days from starting business to submit your registration.

For those of you who are interested, here is the full letter that drivers received from the SF Office of the Treasurer & Tax Collector, along with the response that Uber and Lyft gave to drivers:

What's up with business licenses and rideshare driving? Ryan tells us what rideshare drivers need to know about business licenses.

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The Declining State of Lyft and Uber Bonuses in 2019

Over the years, Uber and Lyft have changed up their bonus and guarantee programs and terms so frequently, it can be tough to keep track of all of them. But have these changes improved driver pay at all? Senior RSG contributor Jay Cradeur outlines the state of Uber and Lyft bonuses in 2019.

Recently, I listened to the Rideshare Guy Podcast interview with Lyft’s COO (Chief Operating Officer), which I had some issues with.  The overarching message was that drivers should not care about how much they are being paid. Instead, we should focus on reducing our expenses to increase our bottom line profit or take-home pay.  Well, it does not take a rocket scientist to understand there are two ways to increase the bottom line: increase revenue and decrease expenses.

The Declining State of Lyft and Uber Bonuses in 2019

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My Wife Was Deactivated From Uber For No Apparent Reason. What Can She Do?

Every month, Harry goes live on YouTube to share all the latest rideshare news and answer questions from current or interested drivers like you.

Last month’s June live Q and A was all about the new Uber petition as well as Lyft’s rate adjustment. Harry discussed what this all means for drivers and answered tons of great questions from everyone who appeared on the live call.

Feel free to view the original YouTube live below, but here’s a quick rundown of everything to keep you up-to-date on the latest rideshare news and happenings.

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