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RSG086: Andy Slye on What It’s Like to Drive for Uber and Lyft in a Tesla Model 3

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As rideshare drivers, we always want to give the best possible experience to our passengers, getting high ratings and possibly a higher tip. With that in mind, could you imagine if you pulled up to your passenger in a Tesla? It might sound a little crazy, but in this podcast episode, I interview rideshare driver Andy Slye, who recently filmed his passengers’ reactions to being picked up in his Tesla. 

If you’d like to read a transcript of this podcast, please click here.

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Why I’m Pissed at Uber and Lyft for Changing Rates

Have you noticed that your per mile rate has gone down over the last few months? If so, your city could have been affected by rate restructuring. In today’s post, senior RSG contributor Jay Cradeur breaks down how this has affected driver pay and what drivers can expect in the future.

Uber and Lyft recently announced some rate restructuring in many cities, including my city of San Francisco. Why did they do it?  What were they thinking?  Who does it hurt and who does it help?

If the rates are the same, why aren’t Uber and Lyft offering any guarantee to back up their assertions? This is a big issue.  Let’s dive right in.

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Is the Gig Economy All It’s Cracked Up to Be?

With Uber potentially announcing an IPO this year, it’s working overtime to clear up any issues surrounding rideshare, independent contractor status – and bad publicity. However, recent lawsuits are making this more difficult. In this round up, senior RSG contributor John Ince covers the latest lawsuit news plus gig economy workers’ feelings toward flexible work options.

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Rideshare Insurance – Best Options for Uber & Lyft (By State)

Best Car Insurance Options for Uber Drivers and Lyft Drivers

If you’re looking for rideshare insurance, we’ve made it easy to learn about the options in your state on the page below. There are still a few states that don’t have rideshare friendly options, but we keep this page updated as new options are added every week, so be sure to check back frequently!

Rideshare Insurance Choices for Uber & Lyft Drivers By State. Find out what companies will insure rideshare drivers with our comprehensive database. If you're looking for rideshare insurance options, check it out. #Rideshare #Insurance #Uber #Lyt

If you’re just learning about rideshare insurance and not sure why you need it, it’s because as a rideshare driver, you need to be especially mindful about the risks and insurance limits in your state. There are many states where there isn’t an officially recognized rideshare insurance policy and, although you may still be covered by Uber/Lyft, your personal insurer may drop you for being a rideshare driver. You don’t want your income stream cut off before rent is due next month!

Related article: Essential gear every Uber and Lyft driver should have

Have you started driving for Uber and Lyft yet?

Click here to sign up to drive for Uber and Lyft

Need an Uber Accident Attorney?

Read out Uber Accident Lawyer page to learn how to handle rideshare insurance after an accident.

Why You Need Commercial Auto Insurance When Driving for Uber and Lyft

Uber and Lyft only cover rideshare drivers during Periods 2 and 3. Period 2 starts once you accept a ride request and are en route to your passenger, and Period 3 starts once your passenger gets into your car.  BUT when you’re online and waiting for a request during Period 1, you have no collision coverage from Uber or Lyft and much lower liability limits.  So as a rideshare driver, you’re most at risk during Period 1 since you won’t get any collision coverage from rideshare companies and your personal insurer likely won’t cover you during this time either.

Rideshare insurance solves this gap by covering drivers during Period 1, and additionally they won’t drop you for being a rideshare driver.  Some policies will even cover you during Periods 2 and 3 so you won’t be subject to Uber’s $1,000 collision deductible and Lyft’s $2,500 collision deductible.

I’ve covered this issue extensively, so if you want to brush up on the current state of insurance for rideshare, here are some rideshare insurance resources for you to review:

Is Rideshare Insurance Available in Your Area?

Over the past year, almost all of the major carriers have begun offering rideshare insurance policies for drivers.  This is great news since we no longer need to worry about being dropped by our insurance company, if we insure with a rideshare-friendly insurance company.

But changing insurance is obviously not a simple matter since many of us have policies across our homes, other cars, etc.  My hope is that one day all major carriers will offer rideshare-friendly policies but, until then, drivers will have to either switch insurers or assume the risk of going without a rideshare friendly policy.

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Uber and Lyft Driver Insurance Options

Uber and Lyft Driver Insurance Options

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Should I Quit My Job to Drive Full Time for Uber?

One question we receive a lot via email is ‘should I quit my job to drive full time for Uber/Lyft?’ Drivers frequently cite flexibility as their primary reason for driving for Uber or Lyft, but what is it really like to be a full-time driver? RSG contributor Paula Gibbins went out to find full-time drivers, their advice, and what you should consider before you jump into full-time rideshare driving.

Many rideshare drivers do it “full-time” and don’t have another job or career. But is driving full-time something you should quit your regular job to do? The answer is dependent on a lot of factors, but I think everyone can agree you should try it out for a few weeks or so before you decide to quit your steady income job. So, what goes into deciding whether or not Uber and Lyft driving is worth your time?

You can read more about bonuses and sign up to drive for Uber and Lyft here.

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