Uber recently announced some pretty big changes to their insurance program – in certain states. Luckily for drivers, we don’t have to do anything – the changes took affect and now, if you get into an accident, depending on which state you’re in, you may not be dealing with James River. Today, RSG contributor Melissa Berry explains the recent updates, what rideshare insurance covers and how drivers can protect themselves in the event of an accident.
On March 1, 2018, Uber announced that in some states, James River would no longer be their primary insurance company and that other nationwide insurance companies would take over those responsibilities.
It’s important to note that nothing about the accident/reporting process or coverage changes. It’s exactly the same as before. Drivers in certain states would just be dealing with new national brand insurance companies – Allstate, Farmers, Progressive – instead of James River if they get into an accident or have another issue covered by Uber’s policy. Uber offers limited coverage during period 1 though, so read on to learn how you can get full coverage.