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TLC Insurance – What NYC Drivers Need To Know (Inshur Review)

This post is sponsored by Inshur. If you’re looking for commercial insurance in NYC that is TLC compliant and want to get a quote without having to step foot in an office, check out the Inshur app. Also, drivers in NYC can get 10% off of their quote if they sign up for a Nexar Dashcam ($49) on their checkout screen! (Use VIP CODE: RSG)

TLC Insurance

Every year drivers in New York City spend upwards of $3,000 to obtain commercial insurance. This commercial insurance is called TLC insurance and is required by The Taxi & Limousine Commission (TLC) to obtain a TLC permit. The TLC permit is required to give your first ride in NYC, which makes commercial insurance expensive and necessary.

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Getting a quote for TLC insurance is often an archaic process. You have to go into an insurance office, fill out some paperwork, and get a quote. Then rinse and repeat if you want to compare policies and costs. It’s something I have absolutely zero desire to do whatsoever.

Inshur’s app aims to address this problem. They’re the first in New York City to let drivers get a quote and sign up for a commercial TLC insurance policy with just an app on their phones.

Regardless of who you decide to use for your commercial insurance, I think at least getting a quote from the Inshur app is smart. That way you are armed with a baseline on pricing while searching for your next policy.

Burnt Out Talking To Passengers? Deliver Food With Caviar!

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Make up to $25/hour. No minimum hours required, work outside, and get paid weekly. Click to Sign-up!

TLC Insurance

TLC Insurance

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Using TurboTax Self-Employed and QuickBooks Self-Employed To Simplify Your Rideshare Taxes

Join us for our February YouTube live on Tuesday February 19 at 4:00 pm PT!  You can subscribe to our Youtube channel here and be sure to turn on notifications (instructions here) so you know when we go live.

Today we have a sponsored post from Intuit on how to use TurboTax Self-Employed to file your rideshare taxes, and how you can use QuickBooks Self-Employed to track your business income and expenses for a year FOR FREE. I’ve used TurboTax since 2007 and QuickBooks Self-Employed since I began driving for Lyft in 2014. You can use our links to get your TurboTax Self-Employed for $89.99 or TurboTax Live Self-Employed for $169.99.

However I recommend logging into your Lyft or Uber driver accounts and getting TurboTax Self-Employed for free (or TurboTax Live Self-Employed for 50% off) since that is a much better deal!

Takeaway

  • Get a free copy of TurboTax Self-Employed this year from Uber or Lyft.
  • Automatically import your 1099s from Uber and/or Lyft.
  • Get a year of QuickBooks Self-Employed for free (if it’s your first year).

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Would You Accept Uber’s Settlement Of $0.11 Per Mile?

Over the last few weeks, drivers have been reaching out to RSG about a settlement from Uber. Given how long it takes for lawsuits to wind their way through the courts, it was understandable that many drivers were confused about which lawsuit this settlement was from. Today, senior RSG contributor Christian Perea covers this settlement, what it offers drivers, and what Uber wants from them.

Uber is offering a confidential settlement of 11 cents per on-trip mile to a large group of drivers who did not opt-out of arbitration against Uber as part of the famous O’Connor lawsuit.

The drivers are suing Uber claiming they are actually employees of the company. The drivers base this argument on the fact that Uber exercises vast control over most aspects of driving for them. If you are part of the select group of drivers, you should have been contacted by now.

As employees, these drivers would be entitled to recover damages for vehicle and other expenses incurred while driving for Uber.

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Tello Mobile Review – Best Phone Plan for Uber Drivers?

This is a sponsored overview of Tello Mobile but as always, all opinions are our own and we only review products and services that we use ourselves.

You can sign up using our link.

Say Hello To Cheap Data

Not every job in the gig economy requires a car, but every gig economy job does require a phone with a data plan. Preferably, a phone with a solid data plan.

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Caviar Driver – What’s It Like To Be a Courier for Caviar?

Harry here.  If all you’ve ever done is rideshare, you could be missing out on a whole different experience with delivery.  Today, senior RSG contributor Christian Perea talks about his recent experience signing up for the food delivery company Caviar and gives us a behind the scenes look at his first few deliveries.

👉Click here to sign up to be a Caviar Courier

Caviar Delivery

We’ve talked a lot on the blog about the importance of diversifying your income with other rideshare services.  But over the past year, a lot of that focus has shifted to delivery companies.  Delivery is a great option for drivers because it is a different experience and a different industry than rideshare.  And although the space is equally crowded with companies that you can work for, today I want to talk about one that’s been flying under the radar: Caviar.

What's Caviar and can you make more driving for delivery than Uber or Lyft? Christian gives us a behind the scenes look at his first few deliveries.

I recently signed up to do Caviar delivery in San Francisco to see what the company was like and how they would stack up with the competition. There is no doubt that a lot has changed on DoorDash and Postmates over the last year for drivers, and many say these changes have been for the worse. It seems like these two companies are running into a lot of the same same pitfalls as Uber and Lyft with lower pay, too many couriers and so forth.  But as it turns out, not every delivery company is the same. [Read more…]