No one wants to be involved in an accident while rideshare driving, but what happens if you’re involved a relatively minor accident (like hitting a curb) and need insurance coverage? We sent RSG contributor Chonce Maddox Rhea to investigate this tricky question, and what she found may surprise you if you don’t have rideshare insurance coverage.
Being involved in a major collision is the last thing any driver wants to experience. For rideshare drivers, having an accident can be an even bigger risk, especially if you have a passenger in the car or are on route to pick someone up.
Even with an independent contractor status, you are still working for a rideshare company and representing them. Getting into an accident can put you and other passengers at risk to injuries and other issues. Not to mention, taking damage to your car may mean you’d have to take a break from driving – and halt that source of income – until you get your car fixed.
But sometimes things happen – you aren’t paying attention and you bump into someone, you hit a parked car, etc. How should drivers handle these minor accidents?